WebMar 2, 2024 · Many financial experts — including those within AARP — believe that if you can afford it, you should wait until age 70 to begin receiving Social Security benefits. The argument is simple: With each year you wait after reaching your full retirement age, your monthly check will be 8 percent larger, an annual rate of return that’s hard to beat. WebFeb 23, 2024 · But it is a huge deal for Social Security purposes if you were born on the first day of the month – as you were. In other words, although your birthday is May 1, you legally reach age 66 on...
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WebFeb 25, 2024 · The earliest you can start receiving your Social Security benefits is at age 62 -- though you'll receive a smaller amount than if you wait. If you do wait until full … WebMar 16, 2024 · Benefits can begin as early as age 62, and recipients will receive less than full retirement benefits for each month they begin before FRA. Those who delay receiving benefits will be paid more than full retirement benefits with the maximum benefit being paid to those who wait until age 70. Details are in my book, The New Rules of Retirement. WebMar 2, 2024 · Many financial experts — including those within AARP — believe that if you can afford it, you should wait until age 70 to begin receiving Social Security benefits. … how to remove few lines from pdf